By Bill Maurer
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Extra info for How Would You Like to Pay?: How Technology Is Changing the Future of Money
And banks have a terrible track record with the poor. At the same time, the alternatives to formal banks may not be much better and may expose people to increased risk of theft and high fees for informal money transfer or lending services. Certainly for the poor in Kenya, M-Â�Pesa filled a need, solved a problem, and was widely adopted. For its part, the payments industry—both the legacy players like the card networks and banks and the new “disruptors”— have long tried to convince people that cash is bad.
Chapter 5 then dives into how people actually use money for all manner of things besides buying and selling things. The point is to understand the unexpected uses of this universal technology. We will see that money is always a moral Disruptions in Moneyâ•‡ [â•›33â•›] technology, that people use it to make arguments, stake claims, acquire grace, and have fun. Chapter 6 takes you inside my own wallet and from there outward into a plethora of state and nonstate currencies and people’s everyday conversions between them.
Eventually, she tells herself every time she does laundry, she’ll get around to putting them in a piggy bank or will try to [â•›54â•›]â•‡ How Would You Like to Pay? remember to bring them with her to work so she can use them to buy her coffee. But she rarely remembers. At the end of the day, Clara shuts down her computer, gets back on the subway and the bus. She stops at the market before heading home, and buys some groceries using her debit card. She arrives home, puts her keys and her fare card in the bowl on the bookshelf next to the door.
How Would You Like to Pay?: How Technology Is Changing the Future of Money by Bill Maurer